Jackson / Oxford

Heat pump installation in Oxford, MS - rebates, sizing and local data

Oxford in numbers

Oxford has 26,411 residents (give or take 26) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2854840, checked 2026-10-19), about 992 people per square mile.

Oxford is about 146 miles from the Census center point for Jackson in a straight line and covers 26.617 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).

The quote form takes a ZIP code; for Oxford that is 38677 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).

Median household income in Oxford is $64,451 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2854840, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.

Multi-family first

49% of Oxford homes are single-family detached, 15% are in two- to four-unit buildings and 33% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2854840, checked 2026-10-19).

57% of Oxford homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2854840, checked 2026-10-19), so beside the 49% detached houses there is a real share of jobs where the landlord, not the resident, signs the quote.

Oxford has 12 points fewer detached houses than Lafayette County overall (61%) and 13 points more five-plus-unit buildings than the county's 20% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US28071, checked 2026-10-19).

57% of Oxford homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2854840, checked 2026-10-19), so the market splits between resident-led jobs where the occupant picks the system and landlord-led jobs where they do not, and the rebate paperwork differs.

Heating fuel in Oxford

Of the 9,955 occupied homes in Oxford, 39% heat with natural gas, 0% with heating oil, 58% with electricity and 1% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2854840, checked 2026-10-19).

Electricity already heats 58% of Oxford homes, ahead of gas at 39%, and a home on electric baseboard sees the biggest bill change from a heat pump because it replaces resistance heat one for one.

Oxford has about the Lafayette County oil share of 0% and the same 58% electric share (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US28071, checked 2026-10-19).

Your utility and the rebate

No electric utility is on file for Oxford on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.

Age of the stock

Oxford has 16,717 housing units, 3% built before 1940 and 25% before 1980, with 49% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2854840, checked 2026-10-19).

Oxford tracks Lafayette County on housing age, with the county at 2% pre-1940 and 50% post-2000 (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US28071, checked 2026-10-19).

The median Oxford home was built in 2000 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2854840, checked 2026-10-19) and the median home has 4.9 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2854840, checked 2026-10-19).

49% of Oxford housing was built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2854840, checked 2026-10-19), and homes that recent usually meet the insulation codes in place at the time, so a heat pump sized to the floor plan lands closer to the real load than it would in an older neighborhood.

Sizing for Lafayette County

Heating design temperature: 24F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Lafayette County row, 99% heating, PDF pages 64 to 68 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.

That 24F figure is the Lafayette County cold-day number a Oxford heat pump is sized against, so ask the installer to show the system's heating output at 24F, not at the milder rating-label temperature.

Next step

Ask for the heat-loss calculation room by room; the median Oxford home has 4.9 rooms and was built around 2000, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.

The form on this page is the follow-up for Oxford. The public number is the number the contractor quotes from.

No local contractor is named on this door for Oxford yet. A request from this page goes to the first licensed shop that takes the door.

Where should the follow-up go?

We will follow up by email. No calls.

No spam, no sold information. One follow-up about exactly this request.